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Calm Budget. Budgeting that reduces anxiety, not adds to it.

YNAB costs $14/month to see your own budget. Calm Budget is $149 — once. Track spending, plan goals, see your full financial picture. No uploads. No subscriptions. No server between you and your money.

YNAB: $14/month

That's $168 a year — forever — to see your own numbers. Calm Budget is $149 once. You break even in under a year.

Your finances are private

Not a single transaction number ever leaves your device. No bank linking. No syncing. No company seeing how you spend your money.

Designed to reduce stress

Built for real family budgets, not spreadsheet enthusiasts. Clear, calm, and honest about where you stand.

See It In Action

Clarity without complexity.

Budgeting apps tend to bury you in charts, categories, and settings. Calm Budget shows you what matters: where your money goes, and what you have left.

Calm Budget app screenshot showing budget overview

What's Inside

Built for real families. Not power users.

No bank linking. No import wizards. No learning curve. Just you, your numbers, and a tool that makes them make sense.

Budget Overview

See your full picture. Instantly.

A calm, uncluttered overview of your income, spending categories, and remaining balance. Understand where you stand without decoding a spreadsheet.

Transaction Tracking

Log spending without bank linking.

Add transactions manually or via import. Categorise them your way. No bank credentials, no read access to your accounts — your financial data stays 100% private.

Goals & Savings

Plan for the future without the anxiety.

Set savings goals — holiday fund, emergency buffer, new laptop — and track progress visually. Calm progress bars, not stress-inducing red numbers.

Monthly View

Compare months. Spot the patterns.

Browse your budget history month by month. See where spending crept up and where you did well. The kind of insight that usually requires a spreadsheet — built in.

Data Export

Your data, always portable.

Export a complete backup of all your budget data at any time. Import it on another device or browser. Full control — no lock-in, no hostage data.

Mobile-Friendly

Log on the go. Review at home.

A responsive layout that works on your phone without compromise. Log a transaction at the shop. Review your month from the sofa. One file, everywhere.

$149. Once.
Yours forever.

YNAB charges $14/month. That's $168 a year — every year — and your budget history disappears the moment you stop paying. Calm Budget is $149, once. After 11 months you've already saved money. After three years: $355 ahead.

Current pricing — products improve, prices may increase. Terms of Sale